How to save time & frustration buying Life Insurance

We’re all in a hurry. But the old adage, “haste makes waste” really applies to buying Life Insurance. For example, many people go to an onli...

How to save money buying Life Insurance

The best way to save money on Life Insurance is to buy Term Life Insurance and shop around. Term Life Insurance, compared with Permanent Lif...

When is the best time to Buy Life Insurance?

The most glib answer is to buy it right before you die. The next-glib answer is to buy it right before you become uninsurable. When deciding...

Mortgage Insurance vs. Term Life Insurance

The concept of buying Mortgage Insurance is tempting. And the thought of having your mortgage paid off if something happens to you is very c...

Life Insurance can increase spendable income.

It sounds crazy but it’s true. Just consider this: if something happened to you, where would the money come from for your family to pay the ...

Has your Life Insurance kept up with your Life?

Just as your cars need a tune up occasionally to keep them at optimum performance, so does your Life Insurance. During the years since you p...

BTID Life Insurance. What does it mean?

It’s a short hand term many financial planners use and it means: Buy Term Life Insurance and invest the difference. The difference they are ...

Use Tobacco? You may qualify for Non-Smoker Life Insurance Rates.

Assuming all other factors are constant, people who smoke pay two to three times more for Life Insurance than people who don’t. However, sev...

Can Diabetics get Life Insurance?

If you have Type 2 (Adult Onset) Diabetes, and you control it well, the answer is frequently, “yes.” What’s more, if you choose the right L...

What are Life Insurance rates based on?

Life insurance premiums are as individual as your fingerprint. They’re based on your “risk profile” which is measured for the most part by y...

Can my Life Insurance rate be lowered after I have a policy?

Let’s say you were overweight when you first bought Life Insurance. Or you smoked, but you’ve quit for more than a year. If you have resolve...

In a hurry for Life Insurance? Hate needles? Good news.

A highly rated Term Life Insurance company now offers up to $300,000 in coverage and, if you qualify, you can have your policy approved in j...

Comparing Permanent and Term Life Insurance.

Life Insurance policies fall into just two basic categories: Term and Permanent. Understanding the differences between these two will help y...

What a difference a few dollars can make buying Term Life Insurance

For pure, no-nonsense financial protection for your family most financial experts agree nothing beats Term Life Insurance. Unlike almost eve...

The Steps to getting a Life Insurance Policy

Many people who buy Life Insurance for the first time are surprised at the length of time it takes to get a policy. In most cases the steps ...

Life Insurance can maximize Retirement Benefits

With a traditional or defined-benefit pension plan, you have to make a choice at retirement. You can take full benefits for as long as you l...

Does a spouse need Life Insurance?

If both you and your spouse work, and you depend upon both incomes to keep afloat financially, you both need Life Insurance. Term Life Insur...

Why Life Insurance Quotes can be misleading

Chances are you’ve gotten conflicting quotes if you’ve shopped several online companies for Term Life Insurance. The varying estimates you r...

Life Insurance for Adult Dependent Children

For most families, the primary value of Life Insurance is to protect a spouse and children until their children have completed their educati...

The Life Insurance Secret most people don’t know

The proceeds from a Life Insurance policy enjoy a special benefit many people aren’t aware of. They’re tax free. And with Term Life Insuranc...

5 Top Questions about Life Insurance

1) Do I need a medical exam before getting a Life Insurance policy? In most cases, yes. It’s free and the Life Insurance company you choose...

Questions to ask about Life Insurance from Work

1. Can you take your Life Insurance with you? Many group policies end when you end your employment. And, if you can continue with your group...

Suze Orman on Life Insurance

The following except is from a Suze Orman column in the Seattle Post Intelligencer, May 23, 2007. As for other ways to protect yourself and ...

Good scores on your Life Insurance physical can pay off big

We used a $500,000 policy from Banner Life* with a 20 year term. as an example. A 45-year-old male would pay $1,205 a year for this policy h...

Buying Life Insurance: 6 Costly Mistakes

1. Buying too much Life Insurance. New parents and new homeowners are susceptible here because you feel especially vulnerable. Get out your ...

6 ways to Ace your Life Insurance Medical Exam

The results of your Life Insurance physical have a big influence what rate you’ll pay.. Here are some easy ways to make sure you do your bes...

4 Facts you need to know before buying Term Life Insurance

1. Your price is based on your “risk” profile — your age, height and weight, health, family health history, occupation and hobbies. To get y...